American Fiscal Stability Act of 2025
$5 Trillion Private Donation to Save America's Safety Net
150+ Million Americans Protected | Medicare | Medicaid | SNAP | Social Security
URGENT: Multiple Programs Face Simultaneous Collapse
Medicare $536B cuts start January 2026 • Medicaid 10M coverage losses • SNAP November crisis • Social Security trust fund exhaustion 2033
$5 Trillion
Private Donation
150M+
Americans Protected
Bipartisan
75+ Senate, 350+ House
$0
Taxpayer Cost
COMPREHENSIVE SOLUTION: American Fiscal Stability Act
$5 Trillion | Medicare + Medicaid + SNAP + Social Security | 150M+ Beneficiaries | Bipartisan Support
Executive Summary (Recommended)
Quick 2-page overview covering all safety net programs. Perfect for Congressional offices, White House staff, and media. Shows bipartisan appeal and comprehensive solution.
- Crisis overview (Medicare, Medicaid, SNAP, Social Security)
- $5T fund allocation breakdown
- Bipartisan appeal (why Republicans & Democrats vote YES)
- Implementation timeline (90 days)
- Benefits for all stakeholders
Full Proposal (Detailed)
Complete 50+ page detailed plan with full implementation roadmap, legal framework, financial mechanics, and risk mitigation strategies.
- Comprehensive crisis analysis (all programs)
- Detailed $5T allocation across 4 major programs
- Complete legal & regulatory framework
- Treasury bond purchase strategy
- Governance, transparency, and accountability
- Economic impact analysis ($875B/year GDP boost)
- Comparison to all alternatives
Alternative: SNAP-Only Emergency Funding ($1 Trillion)
Original single-program proposal | 41M beneficiaries | SNAP program only
Note: This original proposal has been superseded by the comprehensive American Fiscal Stability Act above, which addresses SNAP plus Medicare, Medicaid, and Social Security for broader bipartisan support.
$5 Trillion Fund Allocation
| Program | Allocation | Purpose | Beneficiaries |
|---|---|---|---|
| Medicare | $536 Billion | Prevent PAYGO sequestration cuts (4%/year) | 67M+ seniors |
| Medicaid | $1.5 Trillion | Sustain ACA expansion coverage, prevent losses | 10M+ low-income Americans |
| SNAP | $187 Billion | Maintain benefits + November emergency funding | 41M+ food insecure |
| Social Security | $2.0 Trillion | Shore up trust funds, delay insolvency to 2043+ | 67M+ retirees/disabled |
| Safety Net Reserve | $500 Billion | SSI, CHIP, housing, veterans, emergencies | 20M+ vulnerable |
| Admin & Contingency | $277 Billion | Implementation costs, inflation adjustments | — |
| TOTAL | $5.0 Trillion | Complete safety net protection (2026-2035) | 150M+ Americans |
Why This Achieves Bipartisan Support
Republicans Vote YES Because:
- Zero tax increases — 100% private donation
- Deficit reduction — $5T less federal borrowing
- Protects seniors — No Medicare/Social Security cuts (core voters)
- Conservative principles — Private charity solving public problem
- Economic growth — $500B/year consumer spending maintained
- Budget relief — Frees $500B/year for other priorities
Democrats Vote YES Because:
- Safety net protected — All programs saved from cuts
- Universal benefit — 150M+ Americans across all demographics
- Healthcare access — 10M keep Medicaid coverage
- No privatization — Programs remain government-administered
- Economic security — Working families and retirees protected
- Food security — 41M SNAP participants whole
Projected Vote Outcome
Senate: 75-85 votes (strong bipartisan) | House: 350-400 votes (overwhelming majority)
Accepting a free $5 trillion donation to save 150 million Americans is politically risk-free for both parties.
The Crisis: Four Programs Facing Simultaneous Collapse
PAYGO Triggered: "One Big Beautiful Bill Act" increased deficit by $3.4T, automatically triggering Statutory Pay-As-You-Go Act sequestration.
- Medicare can be cut up to 4% annually
- First cut: $45B in January 2026 (unless Congress acts)
- Total cuts: $536B over 9 years (2026-2034)
- Affects 67 million seniors
- Part A Trust Fund exhausts 2033 → additional 11% cut
Direct Cuts in Law: P.L. 119-21 imposes work requirements, eligibility restrictions, and state funding barriers.
- ~10 million Americans lose coverage
- Work requirements: 80 hrs/month for ACA expansion enrollees
- Frequent eligibility checks → administrative dropoffs
- 1.4M lose Medicare Savings Program assistance ($185/month)
- Cost to maintain coverage: ~$1T over 10 years
Immediate Emergency: November 2025 benefits suspended due to government shutdown.
- 41+ million Americans face food insecurity
- $8 billion/month required for operations
- Long-term cuts: $187B over 10 years
- 2.4M fewer participants due to work requirements
- State cost-sharing increased 50% → 75%
Implementation Timeline: 90 Days to Full Operation
- Execute tri-party MOU
- Convert $8B NVCT for SNAP November
- Transfer to Treasury/USDA
- November benefits disbursed
- Congressional joint resolution
- Committee hearings (bipartisan)
- Floor votes (75+ Senate, 350+ House)
- Presidential signature
- Trust Fund operational
- Annual $500B disbursements
- Quarterly transparency reports
- Independent Big Four audits
- Congressional oversight
- All programs protected
Transparency & Accountability
Public Dashboard
Real-time fund tracking at Treasury.gov
Quarterly Reports
Filed with Congress & GAO within 45 days
Annual Audits
Independent Big Four CPA firms
Blockchain Proof
All conversions on Base Mainnet
Governance Board (7 members): Treasury Secretary (Chair), HHS Secretary, USDA Secretary, SSA Commissioner, Estate Trust Representative, 2 Independent Experts (appointed by bipartisan Congressional leadership)
Contact & Next Steps
Will Congress Accept This Historic Gift?
A free $5 trillion donation to save Medicare, Medicaid, SNAP, and Social Security for 150 million Americans at zero taxpayer cost?
Expected Answer: Overwhelming bipartisan YES (75+ Senate, 350+ House)
Immediate Next Steps
- Download and review proposal documents
- Share with White House, Treasury, HHS, USDA, SSA contacts
- Brief Congressional leadership (both parties)
- Schedule emergency Cabinet meeting
- Begin $8B SNAP emergency conversion
Contact Information
NVC Banking Platform / Frank Ekejija Estate Trust
Platform: https://nvcfund.com
Prepared with urgency, hope, and commitment to the American people.
October 31, 2025
"This is not charity. This is patriotism. This is American generosity solving America's greatest challenge. And it costs the taxpayers nothing."
Automatic Cuts: When trust funds exhaust, benefits are automatically cut to match incoming revenue.