Estate Trust Credit Facility

Real Credit Access for Everyone, Backed by €1 Trillion Institutional Funds

Operated by the Frank O. Ekejija Estate Trust under the General Executorship of Rev. Frank Ojogwa Ekejija

Immediate Approval

Get approved in 24-48 hours with our streamlined underwriting process

Virtual Card Issued

Use your Estate Trust credit with a virtual card accepted everywhere

Build Credit

Responsible payments help you build creditworthiness over time

How It Works

  1. Apply - Complete a simple application with your financial information
  2. Get Approved - Our team reviews and approves qualified applicants within 24-48 hours
  3. Receive Card - Get your Estate Trust-backed virtual payment card
  4. Make Purchases - We pay merchants immediately using our €1T fund backing
  5. Repay - Pay us back over 30, 60, or 90 days with a small service fee

Service Fee Rates

Repayment Term Service Fee Example
30 Days 2.5% $1,000 = $25 fee
60 Days 4.5% $1,000 = $45 fee
90 Days 6.5% $1,000 = $65 fee

Much lower than traditional credit card rates

Fund Backing & Security

All credit is backed by €1 Trillion in institutional funds:

  • €500 Billion - VISA M1 Protocol 101.1 M0
  • €500 Billion - M1 Protocol 201-3

These funds are held in secure institutional accounts and reserved to ensure we can always fulfill our payment obligations to merchants.

100% Secure

Apply for Credit Now

Operated under the authority of the Frank O. Ekejija Estate Trust
General Executor: Rev. Frank Ojogwa Ekejija
Asset Backing: $56.7 Trillion